body {
    font-family: Arial, sans-serif;
    margin: 0;
    padding: 0;
    background-color: #f4f4f9;
}

/* Navbar Styling */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 1000;
    background: rgba(12, 28, 42, 0.95);
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    padding: 0.7rem 0;
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.navbar-container {
    max-width: 1300px;
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 0 2rem;
}

.navbar-logo {
    font-size: 1.6rem;
    font-weight: 800;
    color: #fff;
    text-decoration: none;
    letter-spacing: 3px;
    font-family: 'Newsreader', serif;
}

.nav-menu {
    display: flex;
    list-style: none;
    gap: 0.5rem;
    align-items: center;
}

.nav-link {
    color: rgba(255, 255, 255, 0.9);
    text-decoration: none;
    padding: 0.7rem 1.3rem;
    border-radius: 10px;
    font-weight: 600;
    font-size: 0.95rem;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    position: relative;
    border: 2px solid transparent;
}

/* Hover shadow effect */
.nav-link:hover {
    background: rgba(255, 255, 255, 0.1);
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.3);
    color: #fff;
    transform: translateY(-2px);
}

/* Click effect: surrounded with different color box */
.nav-link:focus,
.nav-link:active {
    outline: none;
    border-color: #e9c176;
    /* gold-light */
    background: rgba(233, 193, 118, 0.1);
    color: #e9c176;
}

/* Dropdown styling */
.nav-item {
    position: relative;
}

.dropdown-menu {
    position: absolute;
    top: calc(100% + 10px);
    left: 0;
    background: rgba(12, 28, 42, 0.98);
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.5);
    border-radius: 15px;
    min-width: 240px;
    list-style: none;
    padding: 0.8rem 0;
    opacity: 0;
    visibility: hidden;
    transform: translateY(15px);
    transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    border: 1px solid rgba(255, 255, 255, 0.05);
}

.dropdown:hover .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.dropdown-menu li a {
    display: block;
    padding: 0.9rem 1.8rem;
    color: rgba(255, 255, 255, 0.8);
    text-decoration: none;
    font-size: 0.9rem;
    font-weight: 500;
    transition: all 0.2s;
}

.dropdown-menu li a:hover {
    background: rgba(233, 193, 118, 0.1);
    color: #e9c176;
    padding-left: 2.2rem;
}

/* Shiny "Become Partner" Button */
.partner-btn {
    background: linear-gradient(135deg, #775a19 0%, #e9c176 100%);
    color: #fff !important;
    border: none !important;
    margin-left: 1rem;
    box-shadow: 0 4px 15px rgba(119, 90, 25, 0.4);
    overflow: hidden;
    padding: 0.8rem 1.6rem !important;
}

.partner-btn::before {
    content: '';
    position: absolute;
    top: -50%;
    left: -150%;
    width: 50%;
    height: 200%;
    background: linear-gradient(to right,
            transparent,
            rgba(255, 255, 255, 0.4),
            transparent);
    transform: rotate(45deg);
    transition: all 0.7s;
    pointer-events: none;
}

.partner-btn:hover::before {
    left: 150%;
}

.partner-btn:hover {
    box-shadow: 0 10px 30px rgba(119, 90, 25, 0.6);
    transform: scale(1.05) translateY(-3px) !important;
    color: #fff !important;
}

/* Adjust main content padding for fixed navbar */
body {
    padding-top: 80px;
}


/* 
main {
    padding: 2rem;
} */

h1 {
    color: #333;
}

/* ==========================================================================
   Standardized Hero / Banner System
   ========================================================================== */

/* Zoom Background Animation */
@keyframes zoomBg {
    0% {
        transform: scale(1);
    }

    100% {
        transform: scale(1.1);
    }
}

/* Slide In from Left Animation */
@keyframes slideInFromLeft {
    0% {
        opacity: 0;
        transform: translateX(-150px);
    }

    100% {
        opacity: 1;
        transform: translateX(0);
    }
}

/* Banner Container */
.page-banner {
    position: relative;
    min-height: 85vh;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    padding: 0 1.5rem;
    overflow: hidden;
}

/* Banner Background Image Wrapper */
.page-banner-bg {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-size: cover;
    background-position: center;
    animation: zoomBg 20s alternate ease-in-out 2 forwards;
    z-index: -1;
}

/* Specific background overlay to match mortgage and about us (Linear gradient overlay + bg image) */
.page-banner-bg.dark-overlay {
    background-image: linear-gradient(rgba(0, 0, 0, 0.6), rgba(0, 0, 0, 0.6));
}

/* Content Container Animation */
.page-banner-animation {
    animation: slideInFromLeft 1.4s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}

/* Common Content Wrapper */
.page-banner-content {
    max-width: 64rem;
    /* 1024px max-w-5xl */
    margin: 0 auto;
    position: relative;
    z-index: 10;
}

/* Banner Title */
.page-banner-title {
    font-size: 3.5rem;
    /* text-5xl md:text-8xl */
    font-weight: 800;
    color: #ffffff;
    margin-bottom: 1.5rem;
    text-transform: uppercase;
    letter-spacing: -0.025em;
    /* tracking-tight */
}

@media (min-width: 768px) {
    .page-banner-title {
        font-size: 6rem;
    }
}

/* Banner Subtitle */
.page-banner-subtitle {
    font-size: 1.125rem;
    /* text-lg md:text-2xl */
    color: #f1f5f9;
    /* slate-100 */
    margin-bottom: 2.5rem;
    line-height: 1.625;
    font-weight: 300;
    max-width: 48rem;
    margin-left: auto;
    margin-right: auto;
}

@media (min-width: 768px) {
    .page-banner-subtitle {
        font-size: 1.5rem;
    }
}

/* Reusable pop-out buttons */
.btn-pop {
    transition: transform 0.3s cubic-bezier(0.175, 0.885, 0.32, 1.275);
}

.btn-pop:hover {
    transform: scale(1.05);
}

/* =========================================================
   MOBILE PERFORMANCE MODE
   Reduce GPU/compositing-heavy visual effects
   ========================================================= */

@media (max-width: 768px) {

    /* -----------------------------------------------------
       1. Disable backdrop blur / glass effects
       ----------------------------------------------------- */

    .navbar,
    .dropdown-menu,
    .glass-modal-box,
    .glass-popup-box,
    .glass-card,
    [class*="backdrop-blur"] {

    }


    /* -----------------------------------------------------
       2. Disable decorative animations
       ----------------------------------------------------- */

    .floating-icon,
    .floating-card,
    .glow-circle,
    .banner-3::before {
        animation: none !important;
    }


    /* -----------------------------------------------------
       3. Remove expensive banner glow/blur completely
       ----------------------------------------------------- */

    .banner-3::before {
        display: none !important;
        filter: none !important;
    }


    /* -----------------------------------------------------
       4. Disable parallax / fixed backgrounds
       ----------------------------------------------------- */

    .navy-gradient-section,
    .page-banner-bg,
    .parallax-bg,
    .sticky-bg-section {
        background-attachment: scroll !important;
    }


    /* -----------------------------------------------------
       5. Remove continuously/visually unnecessary transforms
       ----------------------------------------------------- */

    .floating-icon,
    .floating-card,
    .glow-circle {
        transform: none !important;
    }


    /* -----------------------------------------------------
       6. Disable hover image zoom on touch devices
       ----------------------------------------------------- */

    .group:hover img,
    .group:hover .group-hover\:scale-110 {
        transform: none !important;
    }


    /* -----------------------------------------------------
       7. Disable decorative hover transforms
       ----------------------------------------------------- */

    .hover\:scale-105:hover,
    .hover\:scale-110:hover {
        transform: none !important;
    }


    /* -----------------------------------------------------
       8. Remove expensive transform/filter transitions
       ----------------------------------------------------- */

    .transition-transform,
    .transition-all,
    .transition-colors,
    .transition-opacity {
        transition-property: none !important;
    }


    /* -----------------------------------------------------
       9. Disable smooth scrolling
       ----------------------------------------------------- */

    html {
        scroll-behavior: auto !important;
    }


    /* -----------------------------------------------------
       10. Prevent accidental GPU promotion
       ----------------------------------------------------- */

    [style*="will-change"],
    .will-change-transform,
    .will-change-auto {
        will-change: auto !important;
    }


    /* -----------------------------------------------------
       11. Remove animated glow/shadow effects
       ----------------------------------------------------- */

    .glow,
    .glow-circle {
        box-shadow: none !important;
    }
}

/* =========================================================
   TESTIMONIALS & GOOGLE REVIEWS MARQUEE
   ========================================================= */
.testimonials-section {
    padding: 80px 0;
    background-color: #f8f9fa;
    overflow: hidden;
    width: 100%;
}

.testimonials-section h2 {
    text-align: center;
    font-family: 'Playfair Display', serif;
    font-size: 2.25rem;
    color: #0f172a;
    margin-bottom: 8px;
}

.testimonials-section p.subtitle {
    text-align: center;
    color: #64748b;
    margin-bottom: 40px;
    font-size: 1rem;
    padding: 0 20px;
}

.google-reviews-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 16px;
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 9999px;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
    margin-bottom: 16px;
}

.marquee-container {
    position: relative;
    width: 100%;
    overflow: hidden;
    padding: 20px 0;
}

.marquee-container::before,
.marquee-container::after {
    content: "";
    height: 100%;
    width: 120px;
    position: absolute;
    z-index: 2;
    pointer-events: none;
    top: 0;
}

.marquee-container::before {
    left: 0;
    background: linear-gradient(to right, #f8f9fa 0%, rgba(248, 249, 250, 0) 100%);
}

.marquee-container::after {
    right: 0;
    background: linear-gradient(to left, #f8f9fa 0%, rgba(248, 249, 250, 0) 100%);
}

.marquee-track {
    display: flex;
    width: max-content;
    gap: 24px;
    animation: scrollMarquee 60s linear infinite;
    will-change: transform;
}

.marquee-container:hover .marquee-track {
    animation-play-state: paused;
}

@keyframes scrollMarquee {
    0% {
        transform: translate3d(0, 0, 0);
    }
    100% {
        transform: translate3d(-50%, 0, 0);
    }
}

.review-card {
    width: 400px;
    background: #ffffff;
    border-radius: 12px;
    padding: 24px;
    box-shadow: 0 4px 16px rgba(15, 23, 42, 0.04);
    border: 1px solid #e2e8f0;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    transition: transform 0.3s ease, border-color 0.3s ease, box-shadow 0.3s ease;
    flex-shrink: 0;
}

.review-card:hover {
    border-color: #d4af37;
    transform: translateY(-4px);
    box-shadow: 0 12px 24px rgba(15, 23, 42, 0.08);
}

.review-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    margin-bottom: 16px;
}

.reviewer-info {
    display: flex;
    align-items: center;
    gap: 12px;
}

.reviewer-avatar {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: #0f172a;
    color: #ffffff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 1.1rem;
    border: 2px solid #d4af37;
}

.reviewer-details h4 {
    font-size: 0.95rem;
    color: #0f172a;
    font-weight: 700;
    line-height: 1.2;
    margin: 0;
}

.reviewer-details span {
    font-size: 0.78rem;
    color: #d4af37;
    font-weight: 600;
    letter-spacing: 0.5px;
}

.review-stars {
    color: #ffc107;
    font-size: 0.9rem;
    display: flex;
    gap: 2px;
}

.review-body p {
    font-size: 0.88rem;
    color: #475569;
    line-height: 1.6;
    font-style: italic;
    display: -webkit-box;
    -webkit-line-clamp: 6;
    -webkit-box-orient: vertical;
    overflow: hidden;
    margin: 0;
}

/* =========================================================
   GLOBAL ACCESSIBILITY & PERFORMANCE
   ========================================================= */
@media (prefers-reduced-motion: reduce) {
    * {
        animation: none !important;
        transition: none !important;
    }
}